FG Explains How Nigerians Can Receive ₦50,000 NERSI Cash Grant
The Federal Government has explained how selected vulnerable Nigerian households can receive its ₦50,000 cash grant under the National Emergency Relief and Stabilisation Intervention (NERSI).
The programme, implemented by the Federal Ministry of Humanitarian Affairs and Poverty Reduction, aims to support low-income households facing rising living costs.
According to the government, the grant will be paid directly into beneficiaries’ mobile wallets through approved payment providers. These include ALAT, MoMo, NairaGram, OPay and Moniepoint.
The government said the mobile wallet system would make payments faster and more transparent. It also stated that independent checks would be carried out during each payment cycle.
How to receive the FG’s ₦50,000 cash grant
The government has outlined four steps for people selected to receive the NERSI grant.
1. Receive an SMS notification
Selected beneficiaries will receive a text message from one of the approved payment providers. The message will inform them of their selection for the programme.
2. Confirm your participation
Recipients must reply YES to the notification to confirm their participation.
The government explained that beneficiaries must give their consent before any payment can be made.
3. Activate your mobile wallet
After confirmation, a mobile wallet will be created and linked to the beneficiary’s phone number and National Identification Number (NIN).
4. Receive and withdraw the ₦50,000
Once the wallet is activated, the government will credit it with ₦50,000.
Beneficiaries can withdraw the money through a Point of Sale (POS) agent or at a bank. They can also use the funds directly from their mobile wallets.
USSD codes for withdrawing the ₦50,000 grant
After the payment enters their wallets, beneficiaries will receive further instructions from their respective payment providers.
The withdrawal codes listed in the programme guidelines are:
- ALAT (Wema Bank): Dial
*945*23#. - MoMo PSB: Dial
*671*0#. - NairaGram: Dial
*726*00#. - OPay: Dial
*955*20#or use the mobile app. - Moniepoint: Dial
*557*327#or use the mobile app.
Beneficiaries should follow the instructions sent by their payment providers before attempting to withdraw the money.
How the government selects NERSI grant beneficiaries
The Federal Government said beneficiaries are selected using verified national identity records and information from the National Social Register.
The process is designed to identify poor and vulnerable households that qualify for the intervention.
However, the government stressed that individuals cannot apply independently or pay to secure a place on the beneficiary list.
It also clarified that the grant will not reach everyone in the first batch of payments. Therefore, some eligible households may not receive an immediate notification.
FG warns Nigerians against ₦50,000 grant scams
The government has warned Nigerians to be careful of fraudsters who may attempt to exploit the relief programme.
It stressed that the ₦50,000 grant is free and that nobody is authorised to demand money in exchange for payment.
According to the programme guidelines, genuine messages must come from one of the approved providers: ALAT, MoMo, NairaGram, OPay or Moniepoint.
The messages will only ask selected beneficiaries to reply YES or use the designated USSD code provided by their payment provider.
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They will never ask recipients to pay a fee, disclose their bank PIN, share a One-Time Password (OTP) or provide their passwords. Beneficiaries should also avoid clicking suspicious links.
The government advised recipients not to share their confidential banking details with anyone, including agents or individuals claiming to represent the programme.
Anyone who receives a suspicious message should ignore it and contact the programme’s helpline for clarification.
Frequently asked questions about the NERSI ₦50,000 grant
What is NERSI?
The National Emergency Relief and Stabilisation Intervention (NERSI) is a Federal Government programme designed to provide financial support to vulnerable Nigerian households facing rising living costs.
The Federal Ministry of Humanitarian Affairs and Poverty Reduction is responsible for implementing the intervention.
How much will each beneficiary receive?
Each selected household beneficiary will receive ₦50,000 directly into a designated mobile wallet. The government says the full amount will be credited without deductions.
Is the ₦50,000 NERSI grant a loan?
No. The payment is a government grant, not a loan. Beneficiaries are not expected to repay the money.
Who qualifies for the NERSI cash grant?
The government selects beneficiaries using information from the National Social Register and verified national identity records.
Individuals cannot submit applications or pay to join the list. Those selected will receive an SMS notification from an approved payment provider.
Why was I selected, and how did the government get my phone number?
According to the programme guidelines, beneficiary information comes from the National Social Register and verified national identity records.
The phone numbers in these records are shared with the relevant payment providers to facilitate the transfer.
The government also stated that beneficiaries’ personal information would only be used for purposes related to the programme.
Nigerians are advised to rely on official notifications and avoid anyone demanding money or confidential banking details to facilitate payment.
